Is there no way to free ourselves from such a vicious karmic cycle? The Ksitigarbha Sutra offers a solution:
"If inhabitants of Jambudvipa in future times shall, at the advent of newly-born children, cause the parents to chant the Ksitigarbha Sutra and his name ten thousand times, then the newly-born children, whether male or female, will achieve expiation of the sins of their previous lives and will live long and happy lives. If all those about to be born into this life have done meritorious deeds in their previous existences, their lives here will be even longer and happier."
This means that if the parents can chant the Sutra as well as the Bodhisattva's name "Namo Dizang Wang Pusa" 10,000 times for their unborn children, this great merit will appease those that come as debtors, dissolving their bad karma. They will be able to grow up as normal and healthy children. If they come as creditors, their good karma will be multiplied and both parents and children will grow in prosperity and happiness. Or if one prefers the Theravada method as taught by LP Jaran, one can also chant the "Bahum Mahaka" katha as well as "Itipiso" katha your age plus one times and transfer merit to one's children regularly. The effect will also be similar.
This is a teaching of excellent benefits and may all new parents learn it well for the sake of their children, sadhu.